Your first year commission payouts are high, much higher than what I'm earning now. How can you afford to do this?
We can do this because our quotation, illustration, order-entry and case management systems are highly efficient and already built and paid for. Hence, our case management costs are low. So from our perspective, it makes good business sense to pass this savings along to our Brokerage Club members in the form of higher first year commission payouts. We think this is the best way to build agent loyalty and a sustaining business. Once you
write an application through our system, and get your customer through the paramedic exam, we'll then review the case, submit the case, shepherd it through underwriting and deliver it to your client, all in and under your name. We'll keep you (and your customer) fully informed with written weekly updates that are produced here and sent out in your name with a cc to you. This keeps you paperless and keeps the customer fully informed every step of the way. If there's a rate-up or decline, you'll be immediately notified by e-mail. This efficiency allows us to pass through to you the overwhelming lion's share of the total agency commission. By launching with high commission payouts from the start, we want you to succeed FAST and stay with us forever!
Commissions will be paid to you once per month by the 15th of the month following our receipt of such commissions from the various insurance companies.
Is there any cost to me to join the Life Quotes
No, there is no cost to have access to the program.
As a Brokerage Club member, will I become appointed with each of your life companies?
Yes, as you write cases over time. We'll handle the
appointments as you write applications, except in states that
require pre-appointments. Remember, you will have to meet the appointment requirements of each of our companies as you write business in order to receive commissions on paid policies. We will seek to get you appointed at the time of your first application with each company.
Will your own call center and direct sales operations compete with me in any way?
No. Control and ownership of your leads and your prospects is absolutely assured. In the unlikely event that one of your entered prospects should contact us to buy online or by phone, we'll gladly code that order to you so that you receive full Brokerage Club commission and credit.
Consider it a positive that we sell insurance from our 60 to 80 agents over the country using our system to sell policies through the same process you will be selling This tells you that the system works and that it was designed completely from the ground up from the agent and broker's perspective.
Will you give my staff and me training to get started?
Absolutely! All Life Quotes Brokerage Club members can attend online training sessions on how to use our system from A to Z. Each session last about an hour, and more personalized training and assistance is always available if you need it. We'll also explain our case management system and give you valuable marketing and sales pointers. After that, you can always call us toll-free and get assistance. You'll be using the same quotation and order-entry system that you see at www.lifequotes.com, except that we will NOT ever call on your leads. Please visit
I've never sold term life insurance before. Should I pursue this opportunity with you?
No. This program is designed only for experienced term life
agents and brokers who know how to sell and are looking for an efficient, high-commission platform to place business through. We do not have the training resources to teach you the life insurance business under this program. We only recommend this system for people who have one or more years of life insurance sales experience.
Where can I see a copy of the Life Quotes Brokerage Club commission schedule?
The Commission Schedule is attached here and is always
accessible from your account with us. Note that it pays you a percentage of our net commission received, which means that selling annual premiums helps cash flow for both of us and also means that you agree to be financially responsible for chargebacks to us that result in premium or commission refunds.
You mentioned in your ad that you provide marketing
materials. What materials can you provide?
All Remote Agents will have access to sample form letters and emails to send to their customers. We have found these letters to be very successful in getting callbacks from customers who are interested in purchasing life insurance.
Can I buy fresh life leads from Life Quotes?
No but we do have several sources for leads. For more information e-mail email@example.com